SELECT A PLAN

Insurance Plan for Individuals
EReady Titanium Plan
The First Prepaid Emergency Health Card
Product code: Maxicare ERT
  • PHP 699.00*
    only USD 14.00
    * per person
    The First Prepaid Emergency Health Card
    Coverage for up to 1 person
    With Group Life with Accidental Death, Dismemberment and Disablement (ADD&D) Coverage up to Php 50,000.00
    Access to all 1500+ accredited hospitals excluding the 6 major hospitals in Me

    Provides up to 15,000 one-time coverage on illness or injuries that arises from medical-related emergency conditions.

    OUTPATIENT EMERGENCY COVERAGE INCLUDES:
    -Doctor's services for emergency treatment
    -Emergency room fees
    -Medicines used for immediate relief and during treatment
    -Oxygen, IV fluids, whole blood and and human blood products
    -Dressings, casts, sutures
    -X-ray, laboratory and diagnostics exam
    -Access to Maxicare 24/7 Teleconsult
    -10% Discount in selected Metro Dental services
    Annual
Terms and Conditions of Maxicare

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Product Description

Access to all 1500+ accredited hospitals excluding the 6 major hospitals in Metro Manila

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EReady Platinum Plan
The First Prepaid Emergency Health Card
Product code: Maxicare ERP
  • PHP 899.00*
    only USD 18.00
    * per person
    The First Prepaid Emergency Health Card
    Coverage for up to 1 person
    With Group Life with Accidental Death, Dismemberment and Disablement (ADD&D) Coverage up to Php 50,000.00
    Access to all 1500+ accredited hospitals including the 6 major hospitals in Metro Manila
    -Asian Hospital
    -Cardinal Santos Medical Center
    -Makati Medical Center
    -St. Lukes Quezon City
    -St. Lukes BGC Taguig
    -The Medical City

    Provides up to 15,000 one-time coverage on illness or injuries that arises from medical-related emergency conditions.

    -Access to Maxicare 24/7 Teleconsult
    -10% Discount in selected Metro Dental services
    Annual
Terms and Conditions of Maxicare

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Product Description

OUTPATIENT EMERGENCY COVERAGE INCLUDES:
-Doctor's services for emergency treatment
-Emergency room fees
-Medicines used for immediate relief and during treatment
-Oxygen, IV fluids, whole blood and and human blood products
-Dressings, casts, sutures
-X-ray, laboratory and diagnostics exam

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Insurance Plan for Families
Executive A - Family Plan
For Nonhazardous/Executive Office Work
Product code: FC5
  • PHP 500.00*
    only USD 10.00
    * per family
    For Nonhazardous/Executive Office Work
    Coverage for up to 6 people
    Accidental Death and
    Dismemberment:
    Principal - PHP 100,000.00
    Spouse - PHP 50,000.00
    Children - PHP 25,000.00
    Accident Medical Benefits:
    Principal - PHP 10,000.00
    Spouse - PHP 25,000.00
    Children - PHP 12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 7,500.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

Pacific Union Insurance Terms and
Conditions.

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Product Description

This insurance plan provides basic insurance coverage to help you and your family through
tough times. This premium plan is available for purchase for those working in non-hazardous or office duties.

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Basic-Family Plan
For Work Involving Limited/Manual labor
Product code: FC1
  • PHP 600.00*
    only USD 12.00
    * per family
    For Work Involving Limited/Manual labor
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP 100,000.00
    Spouse - PHP 50,000.00
    Children - PHP 25,000.00
    Accident Medical Benefit:
    Principal - PHP 10,000.00
    Spouse - PHP 25,000.00
    Children - PHP 12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 7,500.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.


c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.


f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.


i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.


j) snake bite, insect bite, and animal bite.

k) drowning.




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Product Description

Our most affordable family insurance plan designed for families. This is also great for companies who wish to provide financial protection for all their employees and employees' families. This premium plan is available for purchase for those working limited or manual labor.

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Active-Family Plan
Skilled Light Machine Operators
Product code: FC2
  • PHP 750.00*
    only USD 15.00
    * per family
    Skilled Light Machine Operators
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP 100,000.00
    Spouse - PHP 50,000.00
    Children - PHP 25,000.00
    Accident Medical Benefits:
    Principal - PHP 10,000.00
    Spouse - PHP 25,000.00
    Children - PHP 12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 7,500.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.


c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.


f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.


i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.


j) snake bite, insect bite, and animal bite.

k) drowning.




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Product Description

Accident insurance is for everybody. An affordable family plan & good insurance benefits for skilled workers and their loved ones. This premium plan is available for purchase for skilled and semi-skilled workers operating light machinery.

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Di-VES-Family Plan
Exclusive for Di-Ves Members Only
Product code: DV1
  • PHP 1,000.00*
    only USD 20.00
    * per family
    Exclusive for Di-Ves Members Only
    Coverage for up to 6 people
    Accidental Death/Personal Disability
    Insured PHP 100,000.00
    Spouse PHP 50,000.00
    Children (max 4) PHP 25,000.00

    Burial Benefit
    Insured PHP 2,500.00
    Spouse PHP 12,500.00
    Children (max 4) PHP 7,500.00
    Accident Medical Benefit
    Insured PHP 10,000.00
    Spouse PHP 25,000.00
    Children (max 4) PHP 12,500.00
    Shopping Credits for Each Family Member of US $10.00
    Di-Ves Terms and Conditions
    Annual
Terms and Conditions of Di-Ves

EXCLUSION FOR PERSONAL ACCIDENT COVER

Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.
Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.
Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.
Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;
Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.


c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.


f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fee; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.


i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.


j) snake bite, insect bite, and animal bite.

k) drowning.





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Product Description

This Family Insurance Plan is exclusive to Di-Ves members only. It offers accidental death and accident medical benefits for the whole family. This family life insurance also consists of shopping credits and reward points that can be enjoyed by the family members. For more information on how to join this group, please contact your SplitEx representative.

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Flexi-Family Plan
Industrial Heavy Machinery Operators
Product code: FC3
  • PHP 1,200.00*
    only USD 24.00
    * per family
    Industrial Heavy Machinery Operators
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP100,000.00
    Spouse - PHP50,000.00
    Children - PHP25,000.00
    Accident Medical Benefit :
    Principal - PHP10,000.00
    Spouse - PHP25,000.00
    Children - PHP12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 7,500.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.


c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.


f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.


i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.


j) snake bite, insect bite, and animal bite.

k) drowning.




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Product Description

A premium insurance plan with accidental death and medical benefits for breadwinners and their families. This premium plan is available for purchase for unskilled workers or industrial workers operating heavy machinery.

×
Executive B - Family Plan
For Nonhazardous/Executive Office Work
Product code: FC4
  • PHP 1,500.00*
    only USD 30.00
    * per family
    For Nonhazardous/Executive Office Work
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP 500,000.00
    Spouse - PHP 250,000.00
    Children - PHP 100,000.00
    Accident Medical Benefits:
    Principal - PHP 50,000.00
    Spouse - PHP 25,000.00
    Children - PHP 10,000.00
    Burial Assistance:
    Principal - PHP 25,000.00
    Spouse - PHP 12,500.00
    Children - PHP 2,500.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.


c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.


f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.


i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.


j) snake bite, insect bite, and animal bite.

k) drowning.




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Product Description

This insurance plan provides much higher insurance coverage to help you and your family through tough times. A better alternative to our basic plans. This premium plan is available for purchase for those working in nonhazardous or executive office duties.

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Compare Plans
Basic-Family $ 600.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month For Work Involving Limited/Manual labor
Active-Family $ 750.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month Skilled Light Machine Operators
Flexi-Family $ 1,200.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month Industrial Heavy Machinery Operators
Executive B - Family $ 1,500.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month For Nonhazardous/Executive Office Work
Di-VES-Family $ 1,000.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month Exclusive for Di-Ves Members Only
Executive A - Family $ 500.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month For Nonhazardous/Executive Office Work
EReady Titanium $ 699.00 1 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month The First Prepaid Emergency Health Card
EReady Platinum $ 899.00 1 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month The First Prepaid Emergency Health Card

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