Executive A - Family Plan
For Nonhazardous/Executive Office Work
Product code: FC5
-
| For Nonhazardous/Executive Office Work |
| Coverage for up to 6 people |
| Accidental Death and
Dismemberment:
Principal - PHP 100,000.00
Spouse - PHP 50,000.00
Children - PHP 25,000.00 |
| Accident Medical Benefits:
Principal - PHP 10,000.00
Spouse - PHP 25,000.00
Children - PHP 12,500.00 |
| Burial Assistance:
Principal - PHP 2,500.00
Spouse - PHP 12,500.00
Children - PHP 7,500.00 |
| Pacific Union Insurance Terms and Conditions |
| Annual |
Terms and Conditions of Pacific Union Insurance
Pacific Union Insurance Terms and
Conditions.
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Product Description
This insurance plan provides basic insurance coverage to help you and your family through
tough times. This premium plan is available for purchase for those working in non-hazardous or office duties.
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Basic-Family Plan
For Work Involving Limited/Manual labor
Product code: FC1
-
| For Work Involving Limited/Manual labor |
| Coverage for up to 6 people |
| Accidental Death and Dismemberment:
Principal - PHP 100,000.00
Spouse - PHP 50,000.00
Children - PHP 25,000.00 |
| Accident Medical Benefit:
Principal - PHP 10,000.00
Spouse - PHP 25,000.00
Children - PHP 12,500.00 |
| Burial Assistance:
Principal - PHP 2,500.00
Spouse - PHP 12,500.00
Children - PHP 7,500.00 |
| Pacific Union Insurance Terms and Conditions |
| Annual |
Terms and Conditions of Pacific Union Insurance
EXCLUSION FOR PERSONAL ACCIDENT COVER
1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.
2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.
3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.
4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;
5. Suicide or any form is not covered;
The Insurer will also not be liable with respect to:
a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.
b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.
c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.
d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.
e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.
f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.
g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.
h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.
i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.
j) snake bite, insect bite, and animal bite.
k) drowning.
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Product Description
Our most affordable family insurance plan designed for families. This is also great for companies who wish to provide financial protection for all their employees and employees' families. This premium plan is available for purchase for those working limited or manual labor.
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Active-Family Plan
Skilled Light Machine Operators
Product code: FC2
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| Skilled Light Machine Operators |
| Coverage for up to 6 people |
| Accidental Death and Dismemberment:
Principal - PHP 100,000.00
Spouse - PHP 50,000.00
Children - PHP 25,000.00 |
| Accident Medical Benefits:
Principal - PHP 10,000.00
Spouse - PHP 25,000.00
Children - PHP 12,500.00 |
| Burial Assistance:
Principal - PHP 2,500.00
Spouse - PHP 12,500.00
Children - PHP 7,500.00 |
| Pacific Union Insurance Terms and Conditions |
| Annual |
Terms and Conditions of Pacific Union Insurance
EXCLUSION FOR PERSONAL ACCIDENT COVER
1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.
2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.
3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.
4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;
5. Suicide or any form is not covered;
The Insurer will also not be liable with respect to:
a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.
b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.
c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.
d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.
e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.
f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.
g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.
h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.
i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.
j) snake bite, insect bite, and animal bite.
k) drowning.
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Product Description
Accident insurance is for everybody. An affordable family plan & good insurance benefits for skilled workers and their loved ones. This premium plan is available for purchase for skilled and semi-skilled workers operating light machinery.
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Di-VES-Family Plan
Exclusive for Di-Ves Members Only
Product code: DV1
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| Exclusive for Di-Ves Members Only |
| Coverage for up to 6 people |
| Accidental Death/Personal Disability
Insured PHP 100,000.00
Spouse PHP 50,000.00
Children (max 4) PHP 25,000.00
Burial Benefit
Insured PHP 2,500.00
Spouse PHP 12,500.00
Children (max 4) PHP 7,500.00 |
| Accident Medical Benefit
Insured PHP 10,000.00
Spouse PHP 25,000.00
Children (max 4) PHP 12,500.00 |
| Shopping Credits for Each Family Member of US $10.00 |
| Di-Ves Terms and Conditions |
| Annual |
Terms and Conditions of Di-Ves
EXCLUSION FOR PERSONAL ACCIDENT COVER
Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.
Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.
Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.
Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;
Suicide or any form is not covered;
The Insurer will also not be liable with respect to:
a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.
b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.
c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.
d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.
e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.
f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.
g) hospitalization (In-Patient) resulting from check-ups, consultation fee; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.
h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.
i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.
j) snake bite, insect bite, and animal bite.
k) drowning.
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Product Description
This Family Insurance Plan is exclusive to Di-Ves members only. It offers accidental death and accident medical benefits for the whole family. This family life insurance also consists of shopping credits and reward points that can be enjoyed by the family members. For more information on how to join this group, please contact your SplitEx representative.
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Flexi-Family Plan
Industrial Heavy Machinery Operators
Product code: FC3
-
| Industrial Heavy Machinery Operators |
| Coverage for up to 6 people |
| Accidental Death and Dismemberment:
Principal - PHP100,000.00
Spouse - PHP50,000.00
Children - PHP25,000.00 |
| Accident Medical Benefit :
Principal - PHP10,000.00
Spouse - PHP25,000.00
Children - PHP12,500.00 |
| Burial Assistance:
Principal - PHP 2,500.00
Spouse - PHP 12,500.00
Children - PHP 7,500.00 |
| Pacific Union Insurance Terms and Conditions |
| Annual |
Terms and Conditions of Pacific Union Insurance
EXCLUSION FOR PERSONAL ACCIDENT COVER
1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.
2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.
3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.
4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;
5. Suicide or any form is not covered;
The Insurer will also not be liable with respect to:
a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.
b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.
c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.
d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.
e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.
f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.
g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.
h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.
i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.
j) snake bite, insect bite, and animal bite.
k) drowning.
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Product Description
A premium insurance plan with accidental death and medical benefits for breadwinners and their families. This premium plan is available for purchase for unskilled workers or industrial workers operating heavy machinery.
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Executive B - Family Plan
For Nonhazardous/Executive Office Work
Product code: FC4
-
| For Nonhazardous/Executive Office Work |
| Coverage for up to 6 people |
| Accidental Death and Dismemberment:
Principal - PHP 500,000.00
Spouse - PHP 250,000.00
Children - PHP 100,000.00 |
| Accident Medical Benefits:
Principal - PHP 50,000.00
Spouse - PHP 25,000.00
Children - PHP 10,000.00 |
| Burial Assistance:
Principal - PHP 25,000.00
Spouse - PHP 12,500.00
Children - PHP 2,500.00
|
| Pacific Union Insurance Terms and Conditions |
| Annual |
Terms and Conditions of Pacific Union Insurance
EXCLUSION FOR PERSONAL ACCIDENT COVER
1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.
2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.
3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.
4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;
5. Suicide or any form is not covered;
The Insurer will also not be liable with respect to:
a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.
b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.
c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.
d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.
e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.
f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.
g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.
h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.
i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.
j) snake bite, insect bite, and animal bite.
k) drowning.
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Product Description
This insurance plan provides much higher insurance coverage to help you and your family through tough times. A better alternative to our basic plans. This premium plan is available for purchase for those working in nonhazardous or executive office duties.
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