SELECT A PLAN


Insurance Plan for Families
Basic-Family Plan
For Occupation Involving Limited manual labor
Product code: FC1
  • PHP 300.00*
    only USD 6.00
    * per family
    For Occupation Involving Limited manual labor
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP 100,000.00
    Spouse - PHP 50,000.00
    Children - PHP 25,000.00
    Accident Medical Benefit:
    Principal - PHP 10,000.00
    Spouse - PHP 25,000.00
    Children - PHP 12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 6,250.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.

c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.

f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.

i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.

j) snake bite, insect bite, and animal bite.

k) drowning.




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Product Description

Our most affordable family insurance plan designed for families. This premium plan is available for purchase for those working limited or manual labor not using machineries.

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Active-Family Plan
Skilled industrial workers using light machinery
Product code: FC2
  • PHP 450.00*
    only USD 9.00
    * per family
    Skilled industrial workers using light machinery
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP 100,000.00
    Spouse - PHP 50,000.00
    Children - PHP 25,000.00
    Accident Medical Benefits:
    Principal - PHP 10,000.00
    Spouse - PHP 25,000.00
    Children - PHP 12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 6,250.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.

c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.

f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.

i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.

j) snake bite, insect bite, and animal bite.

k) drowning.

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Product Description

Accident insurance is for everybody. An affordable family plan & good insurance benefits for industrial workers and their loved ones. This premium plan is available for purchase for skilled and semi-skilled workers operating light machinery.

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Flexi-Family Plan
Industrial Heavy Machinery Operators
Product code: FC3
  • PHP 600.00*
    only USD 12.00
    * per family
    Industrial Heavy Machinery Operators
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP100,000.00
    Spouse - PHP50,000.00
    Children - PHP25,000.00
    Accident Medical Benefit :
    Principal - PHP10,000.00
    Spouse - PHP25,000.00
    Children - PHP12,500.00
    Burial Assistance:
    Principal - PHP 2,500.00
    Spouse - PHP 12,500.00
    Children - PHP 6,250.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.

c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.

f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.

i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.

j) snake bite, insect bite, and animal bite.

k) drowning.

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Product Description

A premium insurance plan with accidental death and medical benefits for breadwinners and their families. This premium plan is available for purchase for industrial workers using heavy machinery or unskilled workers.

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Executive-Family Plan
For Nonhazardous/Executive Office Work
Product code: FC4
  • PHP 850.00*
    only USD 17.00
    * per family
    For Nonhazardous/Executive Office Work
    Coverage for up to 6 people
    Accidental Death and Dismemberment:
    Principal - PHP 500,000.00
    Spouse - PHP 250,000.00
    Children - PHP 100,000.00
    Accident Medical Benefits:
    Principal - PHP 50,000.00
    Spouse - PHP 25,000.00
    Children - PHP 10,000.00
    Burial Assistance:
    Principal - PHP 25,000.00
    Spouse - PHP 12,500.00
    Children - PHP 5,000.00
    Pacific Union Insurance Terms and Conditions
    Annual
Terms and Conditions of Pacific Union Insurance

EXCLUSION FOR PERSONAL ACCIDENT COVER

1. Extreme Sports such as Racing of any form, Hand Gliding, Water Skiing, and others as Excluded in the Standard PUIC PA Policy.

2. Death when any government agency announced an epidemic like cholera, dengue to a particular area are deemed excluded.

3. Death due to Natural Sickness/Illnesses are not covered; Pre-Existing Illnesses contracted prior to enrollment or illness acquired during birth is deemed excluded.

4. Drug-related deaths in line with the Government’s Campaign for Drug-Free City are not Covered;

5. Suicide or any form is not covered;


The Insurer will also not be liable with respect to:

a) loss caused directly or indirectly, wholly or partly or occasioned by bacterial infections, disease or sickness, pregnancy or miscarriage, congenital anomalies or Acquired Immune Deficiency Syndrome (AIDS), suicide or any attempt thereat (sane or insane), insanity or alcoholism, self-inflicted injuries; wat, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped, power, riot, civil commotion, strikes, military or popular uprising, or the use of a weapon or instrument employing atomic fission or radioactive force, whether in time of peace or war, landslide or cave-in mines; any bodily injury which shall result in Hernia; ionizing radiations or contaminations by radioactivity.

b) loss while engaging in hunting, mountaineering, winter sports, ice hockey, football, scuba diving, ice or water skiing, yachting, racing of any kind, steeplechasing, polo playing.

c) loss while participating in any brawl, committing a crime, or making an arrest or a raid as an officer of the law.

d) loss while under orders for warlike operations or for the restoration of public order; while the insured is serving the Armed Forces of any country or international authority, whether in peace or war.

e) while operating, learning, to operate, or serving as a crew member or an aircraft or vessel.

f) while operating or riding in a motorcycle or any motorized two-wheeled vehicle.

g) hospitalization (In-Patient) resulting from check-ups, consultation fees; cosmetic surgery, sexually transmitted disease, self-inflicted injuries, pre-existing conditions; nervous and mental disorder, congenital anomalies, and conditions.


h) any of the following persons:
*1. persons who are mentally incompetent or physically impaired
*2. acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, fishermen, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their task as such.

i) unprovoked murder and assault in the following areas: Basilan, Jolo, Lanao Provinces, Maguindanao, North Cotabato, Sultan Kudarat, Sulu Archipelago, South Cotabato, Zamboanga Provinces.

j) snake bite, insect bite, and animal bite.

k) drowning.

×
Product Description

This insurance plan provides much higher insurance coverage to help you and your family through tough times. A better alternative to our basic plans. This premium plan is available for purchase for those working in nonhazardous office and executive personnel whose duties are office and travelling only.

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Compare Plans
Basic-Family $ 300.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month For Occupation Involving Limited manual labor
Active-Family $ 450.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month Skilled industrial workers using light machinery
Flexi-Family $ 600.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month Industrial Heavy Machinery Operators
Executive-Family $ 850.00 6 Up to ₱ Up to ₱ ; maximum of 2 consultations/month Up to ₱ /day of hospital accomadation for a maximum of 10 hospitalizations/month For Nonhazardous/Executive Office Work

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